Your personal financial GPS

Learn to spend your money guilt-free.

benji tells you where every paycheck should go, based on where you are. The rest is yours to enjoy. No budgets, no spreadsheets, no guilt.

Coming soon on iPhone. We'll email you the day it lands.

See where you stand · 60 seconds
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months you could last
of your pay kept
biggest risk
Next move
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A rough first read from three numbers. The full picture takes a few minutes in the app.
Payday, placedbenji puts each paycheck where it should go, by your stage. Then the rest is yours to enjoy.
Can I afford it?A straight answer on any purchase, checked against your real plan. Buy it or skip it, no second-guessing.
Your money ageNot the years on your ID. It's the real age of your finances, and it runs older than you when you're ahead.
People like youSee how you compare with people in the same stage. On real data, never a made-up rank.
The whole picture

Your money, finally in focus.

Open benji and the first thing you see isn't a spreadsheet — it's a score, one clear next move, and exactly where you stand. No setup marathon. No connecting accounts.

The benji home screen: a financial score, net worth, your stage, and one clear next move
Spend without the guilt

"Can I afford it?" Get a straight answer.

Name it and its price. benji checks it against your real plan and tells you if it's within reach, by when, and what it asks of everything else.

  • A clear yes or no, not a guess
  • What to set aside each month to hit your date
  • Whether it touches your emergency fund or goals
benji's Can I afford it screen: a new car within reach in 8 months, with the monthly set-aside
Your financial health

One number for how you're doing.

benji Score reads your whole picture, 0 to 100. It shows what's holding it back and remembers every change, so you watch it climb.

  • Five pillars: cash, emergency fund, insurance, debt, investing
  • Your climb, recorded from day one
  • The one move that lifts it fastest
The benji Score screen: 66 out of 100, with the climb chart over time
You're not alone

See how you compare with people like you.

Your income, savings and net worth against people in the same stage as you. On real, cited data, never a made-up rank.

  • Your money age, next to your real age
  • Your money personality, read from how you actually save
  • Where you're ahead, and where to catch up
benji's People Like You screen: your financial age, money personality, and comparison group
And everything else

One app for your whole money life.

Payday, placedEvery paycheck split before you spend it, by your stage.
Your money ageThe real age of your finances, ahead of the years on your ID.
Your money stageWhich of the five you're in, and what unlocks the next.
Your full planThe whole path from here to free, month by month.
Your one next moveAlways the single most important thing to do right now.
Your money flowFixed, set aside, and yours to enjoy, all named.
Goals you'll hitEach with a real pace and a real date, not a wish.
Ask benji anythingAnswers from your own numbers, in plain language.
The method

benji isn't another tracker. It's a way through.

Most apps show you the past. benji works the way a good plan does — foundation first, then growth — and names the single next move at every step.

1
See where you standOne score, your net worth, and your stage on the climb — read in a glance.
2
Give every dollar a jobEach paycheck split before you spend — safety net, debt, future, and what's yours to enjoy.
3
Make the one next moveNot a hundred tips — the single most important thing to do right now, in plain language.
The five stages

Everyone is on the same climb.

From underwater to free — five stages that name where you are and what's next. Tap one.

01
Underwater
Stop the leak. Find the floor.
02
Stable
The month covers itself.
03
Secure
A bad month can't undo you.
04
Growing
Your money makes money.
05
Free
Work optional. Your terms.
Coming soon

Spend your money right.
Guilt-free.

Get notified
Coming soon on iPhone · Free to start · No bank login